If there’s one thing that I think most people could use a little nudge on, that’s creating an honest budget. I’m the one who pays the bills, buys the groceries, takes care of birthday presents, etc. Money, money, money. If it’s getting spent, it’s probably me who is spending it! If it’s getting saved, it’s probably me who has taken the reigns and decided I need to sock away some funds. Not to say that my husband isn’t a huge help in the matter, but I’m much more organized than he is on this front!
In the new year, I’ve decided to clean up our finances a little bit and do a 30 day challenge. Each day will have a bite sized goal that is totally achievable. I may even be able to do a few things in one day and take a few days off. Wahoo!
I’d love to offer my exact plan to you as a free printable. If you use it, please let me know how it worked for you. Did I miss any important categories? Happy budgeting!